Turning 65, Now what

Not working or covered under Spouse's plan
If you are not working, it usually makes sense to sign up for Medicare right away to avoid penalties.
Working for a company with more than 20 Employees
If your company has more than 20 employees, and you do NOT contribute
to a HSA, you may want to enroll in Part A only.
Working for a company with less than 20 employees
If you work for a company with less than 20 employees, Medicare would be primary to your company’s group plan. It may be more cost effective to go onto a Medicare secondary insurance.

Elderly couple on a couch, woman in pink helping man hold a smartphone and red payment card.

HSA and Medicare: How to Avoid a Costly Contribution Mistake

September 30, 2026

Learn how Medicare enrollment can affect HSA contributions, why retroactive Part A coverage matters, and how to avoid potential excess contribution taxes.

Smartphone showing an incoming call on a wooden table beside a coffee cup

Medicare Scam Calls and Fake Agents Are Getting Harder to Spot

September 16, 2026

Medicare scam calls and fake insurance agents are on the rise. Learn the warning signs, how to verify who you're talking to, and what to do if you share information.

Person doing downward dog on a blue mat in a bright studio

What Medicare Really Covers for GLP-1 Drugs in 2026

September 2, 2026

The Medicare GLP-1 Bridge program offers certain eligible people access to select weight-management drugs for a $50 copay. Learn what's covered and who may qualify.